How Do Sellers Outside the US Get Paid by Amazon US?

Your finance director opens Seller Central, Amazon's back office for sellers, and sees the first two weeks of sales on Amazon US. Then she opens the company's bank account at home, and nothing has arrived. She wants to know where the money is, when it lands and how much of it the transfer will eat.

Amazon pays every seller into a bank account in the currency of the country where that account is held, and it only pays directly into banks in the countries on its list. If your country isn't there, as Vietnam and Pakistan aren't, you'll collect your money via a payment provider enrolled with Amazon, or via a bank you hold in one of the listed countries. The choice changes your fees and your cash timing, so make it before your first shipment.

How do sellers in Vietnam and Pakistan get paid by Amazon US?

Sellers in Vietnam and Pakistan get paid by Amazon US through a receiving account from a participating payment service provider, or through a bank account they hold in a country Amazon pays directly. Amazon's list of countries and currencies for disbursement includes the US, the euro zone, the UK, China, Hong Kong, India, Singapore and the Philippines, among others, but not Vietnam or Pakistan when we read it on 2 November 2026.

Amazon also says payouts go out only in the local currency of your bank's country, with one exception for large sellers banking in Hong Kong. If you hold a US account you receive dollars, and if you hold a Singapore account you receive Singapore dollars.

You'll still read advice that points to Hyperwallet, a payout service. Amazon's Hyperwallet page says that from 1 October 2024 sellers no longer have a direct link to Hyperwallet from Seller Central, and it sends them to a PSP or to Amazon's own currency converter instead, though existing Hyperwallet users can keep their accounts. Some payment guides updated in 2026 still describe Hyperwallet as the route for Pakistani accounts, so trust Amazon's own page when the two disagree.

That leaves most new sellers in both countries with a payment service provider, or PSP, a payment company that gives you a receiving account and then sends the money on to your local bank. Amazon's PSP FAQ says a seller using a PSP must use one that takes part in Amazon's program, and that a seller on a provider outside it should switch within 45 days of Amazon's email notice. Before you open any receiving account, check the provider's name against Amazon's current list of participating PSPs.

Which payout route fits your company?

The payout route that fits your company depends on where it is registered, which currency your costs are in and whether you have, or plan, a US entity. For a manufacturer in Vietnam or Pakistan, that usually narrows to a PSP account or a US bank account, with Amazon's own wallet as a possible holding step.

WorldFirst, which sells payment accounts to marketplace sellers, sums up the problem for Pakistan in its guide to Amazon payment methods, updated on 14 July 2026. It says local banks rarely support direct marketplace payouts and PayPal isn't available in the country. Treat it as vendor content, and use it for the list of options rather than for the rules.

Amazon's Seller Wallet page says you need a US seller account in good health and proof of a business in a supported country to enroll. A US company is not always required to sell on Amazon US, and Amazon's guide for sellers outside the US tells you to consult advisers before opening a US bank account. Pick the two routes that fit your company and ask each provider for its full terms in writing.

What does each route cost you?

Each payout route costs you a conversion fee, a spread on the exchange rate, a withdrawal fee or some mix of the three, and the total can take a visible share of a thin margin. Amazon's Currency Converter page prices conversion by your cross-currency sales over the last 12 months, from 1.50% up to $500,000 down to 0.75% above $10 million.

Third-party providers price differently and change their published fees, so don't compare your options on headline rates alone. Ask each one what a $10,000 Amazon payout would leave in your local bank account after every fee and spread, on the same day. Compare the answers in your own currency, since that's the money your factory can spend.

Then put that cost in your P&L as a line per unit, next to Amazon's referral fee, FBA fee, freight and duties. If your product earns only a few dollars per unit, the transfer home can take a noticeable part of that margin.

When we prepare a launch plan through our Amazon launch services, the payout options for your country and their fees appear as lines in the P&L. Whatever route you choose, add the transfer cost to your pricing sheet before you set the shelf price.

When does the money reach your bank?

The money from an Amazon US sale reaches your bank some time after the shopper pays, and months after you paid for the stock. Amazon pays out sales once they become eligible, after any reserve it holds on recent orders, and your Payments dashboard in Seller Central shows what is held and when it is released.

The last leg is quick. Amazon's Currency Converter page says funds generally arrive in your local bank account in 1 to 5 business days. If you use a PSP, your withdrawal to the local bank adds its own step.

The slow part is the cycle before the sale. You pay the factory, the carton supplier, the sea freight and the US duties, then wait for the stock to reach Amazon's warehouses and sell. Plan working capital for that gap, because ads and the next order need paying before the first payouts arrive.

Ask your finance team to draw the cash cycle for one product, week by week, from purchase order to money in the local bank. That chart tells you how much cash your launch ties up.

What do tax and company setup have to do with payouts?

Tax and company setup decide which accounts you can use and what Amazon reports about you, so they belong in the same conversation as your payouts. Amazon's registration requirements include an online tax interview, which sends US taxpayers to a W-9 form and non-US taxpayers to a W-8BEN. Your accountant should confirm which version your company signs.

Amazon's registration guide asks for a bank account held in your name or your business's name. A payout account in a director's personal name, or in a friend's company, is the kind of mismatch that slows verification and puts the account at risk.

The rest depends on your country. Pakistani manufacturers face their own verification and account risks, which our guide on how Pakistani manufacturers can sell on Amazon US covers. Sellers elsewhere in the region, where Singapore and the Philippines can be paid directly, will find their setup in our guide for Southeast Asian manufacturers.

We don't give legal or tax advice. Take your planned payout route to your accountant and ask how the income will be taxed at home and how profits can be brought back.

Frequently asked questions

Can Amazon pay us in Vietnamese dong or Pakistani rupees?

Not directly from Amazon.com, since neither currency is on Amazon's disbursement list. Your local bank can still receive dong or rupees once a provider in Amazon's program converts the dollars for you.

Can we use PayPal to receive Amazon payouts?

Amazon's payout pages cover bank accounts and providers in its PSP program, and PayPal is not among the routes they describe. In Pakistan, PayPal is unavailable anyway, according to WorldFirst's guide.

Do we need a US bank account?

Not always. A US account is one route among several, and Amazon suggests you talk to legal, tax and banking advisers before opening one, since it may mean forming a US entity. Weigh that against a PSP account with your own lawyer and accountant.

Can we pay our suppliers from our Amazon dollars?

Amazon's Seller Wallet lets eligible sellers pay suppliers that hold US or Hong Kong bank accounts in US dollars, without converting first. That saves one conversion if part of your costs is billed in dollars.